bMoneyX · built on bWalletX

Your money history,
yours.

Keep your bank history private in your own wallet. Then prove what matters, like rent paid on time, without showing anyone your statements.

We don't connect to your bank. You bring your own statements. We never hold your money.

How it works

Bring it in. Keep it private. Prove it when you need to.

Five parts, built one at a time. None of them are live yet. Here is the plan.

  1. Coming

    Bring your bank history

    Download statements from your bank and drop them in. They are read on your device and kept private and encrypted in your bWalletX. A fingerprint is sealed on Bitcoin, so you can prove they haven't been changed.

    Works with the CSV or OFX files most banks let you download.
  2. Coming

    Prove it without showing it

    Rent paid on time for 24 months. Income over a set amount. Enough in the bank for a deposit. Each proof is signed with your bWalletX identity. The landlord or lender checks the fact, and never sees your statements.

    TodayYou email PDFs of your whole bank history to people you've never met.
    With bMoneyXYou send one signed fact. Nothing else leaves your wallet.
  3. Coming

    One money view

    Your banks, your bWalletX, and what you earn and spend across the family apps: gifts, races, tips and sales. All in one place, with a tax-year export.

  4. Coming

    Money that runs itself

    Subscriptions, kids' pocket money, paying someone every Friday. Each one is visible and can be stopped in one place, and your wallet pays it month by month.

  5. Coming

    Get paid for your data, if you want

    Choose to share anonymised spending patterns with brands or researchers and get paid in sats. Nothing is shared unless you say so.

We don't connect to your bank. You bring your own statements. bMoneyX never holds your money. Your money stays with your bank and in your own wallet.

Status

What works today, and what's next.

Items move to Live when you can use them. We tick them off as they ship.

  • Live

    Your own wallet: bWalletX. On the web, iPhone, Android, desktop and Chrome. bwalletx.com/get

  • Coming

    Bring your bank history: drop in statements, kept encrypted in your wallet, sealed on chain.

  • Coming

    Prove it without showing it: signed proofs of rent, income or funds, checked without seeing your statements.

  • Coming

    One money view: banks, wallet and family apps together, with a tax-year export.

  • Coming

    Money that runs itself: subscriptions, pocket money and regular payments, each one stoppable.

  • Coming

    Get paid for your data: share anonymised patterns for sats, only if you choose to.

Start here

Start with the wallet.

bMoneyX runs on bWalletX. Get the wallet now, and your money history will live inside it.

All downloads: bwalletx.com/get